What is SPlus?

S+ using a concept "Consumer Benefits Sharings" where S+ participate merchants will shares out their profits to S+ and then it will return it back to S+ consumer as a dividend return / dividend receivable base on allocated percentage.

As S+ users, for every spending you spent on our participate merchant, you are enttiled back dividend return to your dividend receivable. By doing this, users will make more savings on their spending / expenses.

Need not spend RM100 only get 100% .. the percentage is subject to how much percentage merchant gave!

The whole concept is consumers benefits sharings. As long as there is spending then S+ is sharing the gains to all consumer.

It will be good rather than you spend and become Zero return.

Although the return is not guaranteed or on the spot but it is rather than zero return.

Nope not base on top up. Base on spending ... Dividend is distribute out back to user's S+ wallet daily basic subject to available dividend distribution pool of fund. IF the pool is not enough to distribute out to all the supposed receiver users the distribution fund will be bring forward / accumulated to next day distribution pool of fund.

From the participate merchant. They will pay us certain % to us from the sales.

Basically this is a user rewards platform where user spending in our S+ merchant outlet or platform they will be a cash return to users as dividend return concepts.

Assuming user spent RM100 and user may have potential cash return upto 100%

The dividend returns will be calculated and distributed daily back to ur S+ wallet base on our S+ profits' allocated percentage.